Loan Mod Breakthrough When Bills Press

This video has a lot on loan mods, loan mods for investment properties, and what to do when the lender only wants to offer a forbearance.

This is in answer to Jane's email:

I have been enjoying reading your information and just ordered the credit card and mortgage relief formula programs. I am wondering if you could give me some tips on my situation.

I recently lost my job and began collecting unemployment.

After a month of receiving unemployment, I had surgery.

I have a rental house and a primary residence that have lost a huge amount of value and are majorly upside down. I can't sell them or refinance because of their market value. My renter is several months behind.

I applied for a loan mod with my primary residence, but they have strung me along since last January setting me up on 3 month forbearance plans only to make me start over in the process at the end of those each time. It is a never ending battle.

My credit cards are maxed and I can't even afford the minimum payments anymore.

My question is: How do I prioritize what to pay? Who gets paid first?